.page-terms-conditions {
  color: #f0f0f0; /* Default text color for the page content, assuming body has a dark background */
}

.page-terms-conditions__hero-banner {
  position: relative;
  width: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 180px 20px 80px; /* Adjusted padding-top for fixed header */
  background: var(--secondary-color);
  color: #ffffff;
  overflow: hidden;
}

.page-terms-conditions__hero-image {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  z-index: 0;
  opacity: 0.2; /* Slightly faded to make text readable */
}

.page-terms-conditions__container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 20px;
  position: relative;
  z-index: 1;
}

.page-terms-conditions__title {
  font-size: 3.5em;
  font-weight: bold;
  margin-bottom: 20px;
  color: var(--primary-color);
  text-shadow: 2px 2px 4px rgba(0, 0, 0, 0.5);
}

.page-terms-conditions__description {
  font-size: 1.2em;
  line-height: 1.6;
  margin-bottom: 30px;
  max-width: 800px;
  margin-left: auto;
  margin-right: auto;
}

.page-terms-conditions__link {
  color: var(--primary-color);
  text-decoration: underline;
  transition: color 0.3s ease;
}

.page-terms-conditions__link:hover {
  color: #fdd835;
}

.page-terms-conditions__content-section {
  padding: 60px 20px;
  background: #f8f9fa; /* Light background for content cards */
}

.page-terms-conditions__card {
  background: #ffffff;
  border-radius: 12px;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
  padding: 50px;
  color: #333333; /* Dark text on light card background */
  line-height: 1.7;
}

.page-terms-conditions__card h2 {
  font-size: 2.2em;
  color: var(--primary-color);
  margin-bottom: 25px;
  border-bottom: 2px solid var(--primary-color);
  padding-bottom: 15px;
  text-align: center;
}

.page-terms-conditions__card h3 {
  font-size: 1.6em;
  color: var(--secondary-color);
  margin-top: 40px;
  margin-bottom: 15px;
  font-weight: bold;
}

.page-terms-conditions__card p {
  margin-bottom: 18px;
  font-size: 1.05em;
}

.page-terms-conditions__card ul {
  list-style-type: disc;
  margin-left: 30px;
  margin-bottom: 20px;
}

.page-terms-conditions__card li {
  margin-bottom: 10px;
  font-size: 1.05em;
}

.page-terms-conditions__highlight {
  font-weight: bold;
  color: var(--primary-color);
}

.page-terms-conditions__content-image {
  width: 100%;
  max-width: 800px;
  height: auto;
  display: block;
  margin: 30px auto;
  border-radius: 8px;
  box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.page-terms-conditions__cta-button {
  display: inline-block;
  padding: 15px 35px;
  background: var(--primary-color);
  color: #ffffff;
  text-decoration: none;
  border-radius: 8px;
  font-size: 1.1em;
  font-weight: bold;
  margin-top: 40px;
  transition: all 0.3s ease;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.2);
  text-align: center;
  cursor: pointer;
  border: none;
}

.page-terms-conditions__cta-button:hover {
  background: #fdd835;
  transform: translateY(-2px);
  box-shadow: 0 6px 16px rgba(0, 0, 0, 0.25);
}

.page-terms-conditions__cta-button--secondary {
  background: var(--secondary-color);
  color: var(--primary-color);
  border: 2px solid var(--primary-color);
}

.page-terms-conditions__cta-button--secondary:hover {
  background: #333333;
  color: #ffffff;
  border-color: #fdd835;
}

/* FAQ Section */
.page-terms-conditions__faq-section {
  padding: 60px 20px;
  background: #f1f3f5;
}

.page-terms-conditions__faq-heading {
  font-size: 2.5em;
  color: var(--secondary-color);
  margin-bottom: 40px;
  text-align: center;
  font-weight: bold;
}

.page-terms-conditions__faq-list {
  max-width: 900px;
  margin: 0 auto;
}

.page-terms-conditions__faq-item {
  margin-bottom: 15px;
  border-radius: 5px;
  overflow: hidden;
}

.page-terms-conditions__faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1), padding 0.4s ease, opacity 0.4s ease;
  padding: 0 15px;
  opacity: 0;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
  max-height: 2000px !important;
  padding: 20px 15px !important;
  opacity: 1;
  background: #f9f9f9;
  border-radius: 0 0 5px 5px;
}

.page-terms-conditions__faq-question {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 18px 20px;
  background: #fff;
  border: 1px solid #e0e0e0;
  border-radius: 5px;
  cursor: pointer;
  user-select: none;
  transition: background-color 0.3s ease, border-color 0.3s ease;
  position: relative;
}

.page-terms-conditions__faq-question:hover {
  background: #f5f5f5;
  border-color: #d0d0d0;
}

.page-terms-conditions__faq-question:active {
  background: #eeeeee;
}

.page-terms-conditions__faq-question h3 {
  margin: 0;
  padding: 0;
  flex: 1;
  font-size: 16px;
  font-weight: 600;
  line-height: 1.5;
  pointer-events: none;
  color: #333333; /* Ensure contrast */
}

.page-terms-conditions__faq-toggle {
  font-size: 24px;
  font-weight: bold;
  line-height: 1;
  color: var(--primary-color); /* Use primary color for toggle */
  transition: transform 0.3s ease, color 0.3s ease;
  flex-shrink: 0;
  margin-left: 15px;
  pointer-events: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 28px;
  height: 28px;
}

.page-terms-conditions__faq-item.active .page-terms-conditions__faq-toggle {
  color: var(--secondary-color); /* Darker color when active */
  transform: rotate(45deg); /* Rotate to form an 'X' or similar */
}

/* Responsive Design */
@media (max-width: 1024px) {
  .page-terms-conditions__title {
    font-size: 2.8em;
  }
  .page-terms-conditions__card {
    padding: 40px;
  }
  .page-terms-conditions__card h2 {
    font-size: 1.8em;
  }
  .page-terms-conditions__card h3 {
    font-size: 1.4em;
  }
}

@media (max-width: 768px) {
  .page-terms-conditions__hero-banner {
    padding-top: 140px; /* Adjusted padding-top for mobile fixed header */
    padding-bottom: 60px;
  }
  .page-terms-conditions__title {
    font-size: 2em;
    margin-bottom: 15px;
  }
  .page-terms-conditions__description {
    font-size: 1em;
    margin-bottom: 20px;
  }
  .page-terms-conditions__content-section {
    padding: 40px 15px;
  }
  .page-terms-conditions__card {
    padding: 25px;
  }
  .page-terms-conditions__card h2 {
    font-size: 1.6em;
    margin-bottom: 20px;
    padding-bottom: 10px;
  }
  .page-terms-conditions__card h3 {
    font-size: 1.2em;
    margin-top: 30px;
    margin-bottom: 10px;
  }
  .page-terms-conditions__card p,
  .page-terms-conditions__card li {
    font-size: 0.95em;
    margin-bottom: 15px;
  }
  .page-terms-conditions__cta-button {
    padding: 12px 25px;
    font-size: 1em;
    margin-top: 30px;
  }
  .page-terms-conditions__faq-heading {
    font-size: 2em;
    margin-bottom: 30px;
  }
  .page-terms-conditions__faq-question {
    padding: 15px;
    flex-wrap: wrap;
  }
  .page-terms-conditions__faq-question h3 {
    font-size: 15px;
    margin-bottom: 0;
    width: calc(100% - 40px);
  }
  .page-terms-conditions__faq-toggle {
    margin-left: 10px;
    width: 24px;
    height: 24px;
    font-size: 20px;
  }
  .page-terms-conditions__faq-answer {
    padding: 0 15px;
  }
  .page-terms-conditions__faq-item.active .page-terms-conditions__faq-answer {
    padding: 15px !important;
  }
}